The annual pump replacement recommendation is based on salt, sand, and silt in the water. In clean freshwater, we often get 3 years between pump service. If the telltale is peeing freely, you are still OK, but at 4 years, dry rot is starting to set in... it's definitely time.
What is your model/serial? No special tools are required, but average mechanic skills are needed. The first time doing this will require extra time and patience, especially reinserting the LU after the pump has beed serviced. The procedure is to disengage shifter, unbolt/drop the LU, and then unbolt the pump housing to reveal the impeller, cup, and guide plate. Be careful not to drop/lose the impeller drive key. Installation is just the reverse. We have some customers who have us do the job, and many others who do it themselves. Depends on your skill and patience capabilities.
A Factory service manual (don't bother with the aftermarket "door stop" manuals) is available from any dealer, including me.