Mercruiser Serial No. 5959764 Model 485 4 Cyl 185 H.P. Have milky crankcase oil in pan, indicating anti-freeze in oil. Engine was working fine before it went under water at dock in freshwater lake. I can't believe that a head gasket or intake gasket blew at the same time the boat went under water. How could this happen unless the engine was damaged by a winter freeze? I would assume the engine would have a 50/50 mixin it to protect against a freeze. I don't know because i just was given the boat gratis. What can I do? Do I need to pull the engine? Would be gratefull for some helpful comments. Thank you so much. Curt Taylor.