I have a 3 month new 2021 Merc 50 HP 4-stroke fuel injected outboard. Recently it started making a strange intermittent sound. Now the sound is continuous. It sounds like metal scrapping metal. It only happens when the prop is put in forward or reverse and pushing water, no noise in neutral. I removed the cowling and the flywheel cover to be sure there was no rubbing -- and observed the starter was not rubbing the flywheel. I'm going to attempt to attach a video/audio link that should be available by Sun Feb 14 12 AM. Appreciate any and all opinions.