Re: "..so it would charge both batteries when switched to "all" which from what understand it quite common to doe:"..."
Yes, it is quite common. I work in a big box marine store summers, and I will tell you that folks who do this on a regular basis are good business for us. They usually get only 2-3 ish seasons on their batteries. There are only TWO situations wherein one should have the battery switch on BOTH ( or ALL)...
1) Boat won't start on battery 1 or battery 2, and your last gasp try to start is "BOTH"
2) Engine is running on one battery and you want to switch batteries, usually to charge an almost dead battery, i.e. running on battery 1 and you want to switch to battery 2, you switch from #1 to #2 transiting "Both". BEFORE you do this use a multimeter to make sure that the battery switch is "make before break" . To do this, with batteries disconnected ( not wired) connect the #1 switch terminal to the #2 switch terminal. Put battery switch in #1 position. Put ohmmeter on the battery switch common terminal and the other lead on the jumpered #1 and #2 terminal. Ohmmeter should read close to zero ohms. Briskly switch battery switch to position #2... Ohmmeter should not flicker. Analog meters are actually better for this test.
Why you shouldn't charge on "BOTH"... When you charge in#1or#2, the alternator makes sure that excessive current does not flow into the battery. When you put the switch in "BOTH", there is nothing to prevent current flow BETWEEN the two batteries, and unless both batteries are identical in age and construction and have always been run as BOTH, there will always be an uncontrolled current flow between the batteries. I get 6 to 7 seasons of battery life on my boat, where one battery starts the engine typically, and the other battery, a dual purpose, runs the bilge pump on my open cuddy cabin with a non self bailing cockpit and its electronics. Typically, I start and run on one of my batteries, and when return, I switch to the other.
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View attachment 21492
Note "Enhanced Fishability" install of Bimini.