............... Since the transmission does not get combustion contaminates, I assume that oil change is driven by hours, right?
Dave, the first part of that would be correct! No combustion bi-product contaminates!
Many drives, and perhaps some I/B transmissions use a magnetic drain plug, of which is ideal for sampling how much carbon steel material is wearing away.
(it won't catch brass or bronze, but that may be suspended in the oil)
What I do for an I/O, is I leave the upper vent fitting installed and I open the drain port, and catch the first several ounces of gear oil.
I then examine it.
For an I/B, you could simply take a sample from either the drain port or a fill port using a suction tube to reach the bottom.
If the oil is not contaminated, there is really no reason to change it.
Or conversely, if it is contaminated, it's time to change it..... and perhaps find out why it's contaminated!
Of course if there is any doubt, the best thing to do would be to change it.
.