"Honda recommends changing oil
"Honda recommends changing oil and gear lube at least annually. The oil will loose its lubricating properties over time. If it is still under warranty, I would definitely do so.
The same goes for the gear lube with one additional reason to change it. If you live in a cold climate where it freezes, you should change the gear lube at the end of the season to check for water in the lower unit. If there is water in it and there is a hard freeze, your lower unit could freeze and crack.
Not knowing what size engine you have, a small engine takes only one or two quarts of oil and even less of gear lube. It seems like a pretty cheap way to protect the engine."